PII is one of the biggest single bills most professional practices face. Spread the premium over 6 to 18 months in line with your policy, and keep the cash in the practice where it is working.
Facilities from £5,000 to £250,000+ over 6 to 18 months, with longer terms available. No upfront fees — we are paid by the lender.
The insurer or broker is paid in full, and you repay monthly across the policy year. Simple, predictable and quick to arrange.
Most PII facilities run over 6 to 18 months so repayments sit alongside the policy period. Longer terms are available where it suits the practice.
Facilities from £5,000 to £250,000+. Typically no personal guarantee is required up to £150,000, subject to trading history and affordability.
You do not have to finance the whole premium. Many practices pay part of the bill from cash and fund the balance, keeping the monthly cost down.
Renewal dates do not move. We work with lenders who understand professional practices and can turn a PII facility around quickly.
Common situations we help with. Yours will have its own details, but the principle is the same — turn one large premium into manageable monthly payments.
A law firm's PII premium rose sharply at renewal. A 12-month facility spread the cost across the policy year without touching partner drawings.
An accountancy practice paid half its premium from reserves and funded the balance over 10 months, matching income through the busy season.
A surveying practice funded PII over 12 months and its corporation tax separately, so neither payment squeezed working capital.
A short enquiry, an honest answer and a quick response from your specialist broker. No obligation and no upfront fees.
