Specialists in professional practice finance.
Practice Capital is a trading style of Capital Business Loans Limited — an FCA-regulated brokerage based in Chester, working closely with UK professional practices and the specialist lenders that fund them.
Why Practice Capital exists
PII premiums land in one lump. VAT bills, corporation tax and personal self-assessment don't wait for a good month. Kit breaks, staff need hiring, software needs upgrading — and the high-street bank wants three months and a stack of paperwork before it even looks at the file.
We built Practice Capital to give practices an alternative route when the high-street banks aren't the right fit — working with a specialist lender panel that understands professional practices and moves at the pace your business actually runs.
What makes us different
- ✓Sector-only focus
We only broker for regulated professional practices — ten sectors, deep expertise.
- ✓Specialist lender panel
Access to specialist lenders who understand professional practices.
- ✓Discreet & regulated
FCA authorised (FRN 1000382). Confidential conversations, treated with the care your profession expects.
- ✓Genuinely independent
No allegiance to any lender — we recommend what's right for your practice.
One named broker, start to finish
No call centre, no handovers. Every Practice Capital enquiry comes straight to Andrew.
Andrew is the main point of contact for Practice Capital, with 6+ years of direct experience working with professional practices to raise everyday business funding — from PII and tax bills to working capital, equipment and growth. A director of Capital Business Loans Limited, he brings extensive expertise in business finance and account management, and handles every practice enquiry personally.
A specialist team, a national reach
Our office is in Chester, but our lender panel and client base cover the entire UK — from single-partner practices to multi-site groups.
Capital Business Loans Limited (trading as Practice Capital)
Suite 31, Shiftworks, 14 Upper Northgate Street, Chester, CH1 4EE