Spread VAT, corporation tax and self assessment bills over manageable monthly repayments. Fast, practical funding that keeps HMRC happy and your cashflow intact.
Facilities from £5,000 to £250,000+ over 3 to 72 months. No upfront fees — we are paid by the lender.
Three common HMRC pressures, one straightforward approach. We arrange the right facility for the tax bill you are facing.
Quarterly VAT bills can land hard. We arrange short-term VAT funding or a line of credit so you pay HMRC on time and spread the cost monthly.
Terms: Typically 3 months or a revolving line of credit
Limit: £250k+, typically up to £150k with no personal guarantee
When corporation tax falls due, a 12-month facility turns one large payment into predictable monthly instalments — keeping cash in the business where it belongs.
Terms: Typically 12 months
Limit: £250k+, typically up to £150k with no personal guarantee
Personal HMRC tax bills for directors and partners can be funded over 6–12 months, so a January or July demand does not derail practice cashflow.
Terms: 6–12 months, tailored to your situation
Limit: £250k+, typically up to £150k with no personal guarantee
We work behind the banks, with lenders who understand that a tax deadline is not negotiable. Our job is to find the facility that fits your timing and your numbers.
Real situations we help with. Your case will have its own details, but the principle is the same — turn a HMRC lump sum into manageable monthly payments.
A dental practice needed to pay a £45,000 VAT bill while waiting on NHS receivables. A 3-month VAT loan cleared HMRC and was repaid once the money came in.
A law firm faced a £38,000 corporation tax bill before client lock-up converted. A 12-month facility spread the cost and protected partner drawings.
A pharmacy director had a £22,000 January self assessment bill the same month the practice needed stock. A 10-month personal tax loan smoothed both.
A short enquiry, an honest answer and a quick response from your specialist broker. No obligation and no upfront fees.
